The best CD yield from a national bank is Kennett Trust Bank with a 4.23% APY on a 12-month CD with a $500 minimum to earn the APY. The best local bank CD rate is Daniels-Sheridan Federal Credit Union ...

After the Fed’s third rate cut this year, the best CD rates today are still reaching up to 5.11% APY. Lock in one of the top CD yields before rates fall.

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