Spread into a serving dish. Spread a generous layer of caramel over the cream cheese layer and top with a chopped heath bar ...

Repeat with the remaining apples. For a less sweet toffee apple, use a spoon to drizzle each apple with caramel, rotating it so it swirls round the outside. Allow the caramel to harden slightly ...

One of our favorite family traditions is making chocolate pecan pie bars on Thanksgiving ... Get the recipe: Graham Cracker Toffee Squares Caramel Apple Crumb Cake is a scrumptious fall dessert!