FICO and VantageScore credit scores are the two most common types of personal credit scores. Business credit scores use ...

Consumers who don’t have enough of a credit history can suffer from having “thin” credit scores and profiles, which can negatively affect their chances of getting a loan, mortgage, credit card and ...

Whether interest rates are rising or falling, a high credit score consistently places you in the lowest-risk category in ...

Americans with a credit score of 620 or below pay what Bankrate calls a "subprime tax" that amounts to $3,400 per year, according to its new report. The "subprime tax" comes in the form of higher ...

New York (CNN) — Credit scores are falling at the fastest pace since the Great Recession as Americans struggle to keep up with the high cost of living and the return of student debt payments. The ...

Your credit score isn’t assigned by banks or credit issuers. Instead, credit bureaus, such as Equifax, Experian and TransUnion, give you a number based on factors like payment history, amounts owed, ...

Sean Messier is a personal finance writer with a focus on credit. He’s written for Credit Card Insider, plus several other national and global brands. kupicoo / Getty Images Building your credit is ...

Achieving a perfect 850 credit score takes decades. But you can copy the same habits and still get top loan rates and credit cards.

A drop in your credit score can sometimes be surprising, especially when you pay your bills on time, use your credit card wisely, and avoid risky loans. Yet, your score still drops slightly every few ...