Current Mortgage Rates Update

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Mortgage Rates on Jul. 28, 2025

Mortgage Rates Today, July 28, 2025: 30-Year Rates Rise to 6.77%

Current mortgage rates are down and lower than they were seven days ago. Rates are lower than they were in early 2025, when the average 30-year fixed-rate mortgage reached above 7%. Even though Federal Reserve policy doesn’t directly impact today’s mortgage rates, they have been easing since the Fed began cutting rates in late 2024.

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Today's Mortgage Rates by State - July 28, 2025

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Mortgage Interest Rates Today: Mortgage Rates Change Little Ahead of Fed Decision

5hon MSN

HELOC and home equity loan rates are falling again. Here's what to do next.

Both HELOC and home equity loan interest rates fell again last week. Here's what potential borrowers should do next.

Marketplace2d

Economic uncertainty is keeping mortgage rates high

The Federal Reserve has stayed the course, stalling rate cuts as they wait to see the impact of President Donald Trump’s ...

FingerLakes1.com6d

Mortgage rates today: 30-year fixed holds at 6.625% as housing outlook dims

Mortgage rates today sit at 6.625% for a 30-year fixed loan. High rates are straining affordability and slowing housing ...

HELOC and home equity loan rates tick lower

While home equity rates have traded in a tight range this month, they are still lower than personal loan rates, which ...

3hon MSN

Will the Bank of Canada and U.S. Fed cut interest rates this week?

Monetary policy announcements from central banks in Canada and the United States are scheduled for July 30, and most economists are expecting no changes to borrowing costs.

FingerLakes1.com10d

Mortgage rates today: 30-year fixed holds at 6.625% amid sluggish housing market

July 18 mortgage rates hold steady at 6.625% as builders offer discounts and incentives to attract hesitant buyers.

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