PHILADELPHIA -- Back to school shopping can take a big bite out of your budget, so when stores offer a deep discount for opening a new credit card, it may be hard to resist. But, in many ways, these ...

CLEVELAND — Who’s been at a store buying holiday gifts and then the cashier asks, “do you want to sign up for our credit card today?” They might offer a discount or something else, but should you sign ...

You know the pitch. You're at the checkout counter, and the cashier says, "Want to save 20% today by opening a store card?" I've fallen for it in the past at Macy's. And regretted it later when the ...