Kroger, the largest supermarket chain in the U.S., ... Kroger customers can also chose to have their change loaded onto a customer loyalty card and be automatically applied to their next purchase.

Updates made in 2023 to the $0-annual-fee card, issued by U.S. Bank, have beefed up the rewards it can earn on spending with Kroger brands, making it a strong choice for loyalists.

Kroger's move to stop accepting Visa credit cards at some of its California stores could lead to lower prices but also cause shoppers in search of convenience to shop elsewhere.