California law prevents organizations from taking advantage of people who are experiencing disasters. Officials issue warning to Los Angeles hotels as thousands evacuate during wildfires: 'Be mindful of the needs of our communities' first appeared on The Cool Down.

The lobby of Shutters on the Beach, the luxury oceanfront hotel in Santa Monica that is usually abuzz with tourists and entertainment professionals, had by Thursday transformed into a refuge for Los Angeles residents displaced by the raging wildfires that have ripped through thousands of acres and leveled entire neighborhoods to ash.

We asked three experts how much insurance will reimburse for costs like hotel stays and long-term vacation rentals for those who lost their homes in the Los Angeles wildfires.

As wildfires rage near Los Angeles, claiming lives and homes, residents cling to hope for a wind shift. With damages projected to reach up to $275 billion, the devastation is immense, but a change in weather may offer a glimmer of relief amidst the chaos.

Los Angeles officials on Thursday told most evacuees from the wildfires to stay away from their homes at least another week. This is as emergency responders remove toxic waste from incinerated neighborhoods and cut off electricity and gas lines posing a hazard amid the ruins.