When you view your credit score, you're likely to see a different three-digit number depending on whether you checked your score online, on your banking app or via another means. Although you have ...

Reviewed by Lea D. Uradu Fact checked by Yarilet Perez A prospective home buyer with a limited credit history or past credit slip-ups can face difficulty finding a lender to obtain a mortgage. Lenders ...

FICO and VantageScore are the two main credit scoring systems. According to data analytics company FICO, its credit scores are the most widely used by lenders. FICO produces credit scores based on ...

That's because the FHFA approved the FICO 10T and VantageScore 4.0 scoring models for use by Fannie Mae and Freddie Mac, meaning mortgage lenders must deliver both of these scores to the two ...

An excellent credit score, which is the highest scoring category, falls between 800 and 850 for FICO and 781 and 850 for VantageScore. If you want to improve your credit score, you can start by ...

The GSEs stated that the planned transition will now take place at the same time they retire the Classic FICO credit model, ...