I Have an Almost 800 Credit Score. Here's How I Did It
How much debt you carry impacts 30% of your credit score. Before we had our mortgage, the two biggest debts I carried were my student loans and my car loan. To grow my score, I created an aggressive plan to pay off my loans early. I did this by increasing my income and taking on multiple side hustles temporarily.
Here's What Happens When Your Credit Score Reaches 850
Having a perfect credit score sounds really cool, but it's not all it's cracked up to be. Find out what having an 850 score can get you.
What is a credit score and why does it matter?
Learn what a credit score is, how it's calculated, the different score ranges, and why it matters to get the best rates on loans, credit, and more.
Credit 101: How to Build a Strong Credit Score Young
Understanding the intricacies of credit scores in the U.S. is crucial for financial success. Learn how to differentiate between credit cards and student loans, and discover effective strategies to enhance your credit score early on.
What is the average credit score in the US?
Most generations increased their average FICO Score by a single point in 2024, although Generation X, currently carrying more debt than other generations, remained at its 2023 average score. (The Silent Generation, born prior to 1946, has been at a healthy average of 760 for four consecutive years.)
Credit score: For how long does the negative information stay on your credit report?
Not many may be aware that the information relating to a default or a delay in clearing the outstanding payment may remain on your credit information for as long as seven years
4 Traits of Americans With a Perfect 850 Credit Score
Do you want to be part of the exclusive group of people with a perfect credit score? Find out exactly what it takes.
Introducing TruVision: A new tool that uses your banking data to generate a credit score
The TruVision Alternative Bank Risk Score from TransUnion helps generate a credit score based on your banking history. Here’s ...
Credit Score Cycle: How to build and maintain a strong credit history
To build good credit, pay bills on time, keep utilization low, and monitor reports. A strong credit score leads to better ...
My credit score is stuck in the 600s. How do I rebuild my credit faster?
Sadly, it requires quite a bit of time for negative information to fall off your credit reports. For example, delinquencies ...
Wisconsin ranks sixth among states with smallest credit score decreases, new report says
Wisconsin ranked sixth among states with the smallest decreases in credit scores, according to a recent report from WalletHub ...
Credit Score Jump: How to raise your score by 200 points quickly—In 30 days
A healthy credit score is crucial for loan eligibility and securing low interest rates. Although a 200-point increase in 30 ...
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The Impact of Credit Cards on Your Financial Life: How to Use Them to Your Advantage
Credit cards can be a double-edged sword in personal finance. While they offer convenience and rewards, they can also lead to ...
Martin Lewis says 'forget it' as he issues credit score advice
Martin said people do not have a single number that represents a credit score or credit rating. He continued: "There is no ...
Here's What Happens When You Pay Your Credit Card Bill Every Week
Paying your credit card bill weekly is certainly not necessary. But it does come with some perks you might not realize. Read ...