Earning rewards with Chase vs. Capital One. All of the cards that earn Capital One miles earn 1.5 to 2 miles per dollar spent ...

Lounge access, elite status and a slew of available travel and business credits make this card quite valuable — if you’ll use all of those perks. If not, the annual fee isn’t worth it.

Earn 2 miles per dollar spent on most purchases, and receive a slew of travel-related perks, including airport lounge access.