Dealing with debt ... or ending collection efforts. To make this phrase effective, you must: Send it in writing via certified mail with return receipt requested Keep a copy of the letter for ...

Because of a recent proposed settlement with the CFPB, some private student loan borrowers may see a stop to collections ...

Phone calls, threatening letters and other ... can also consider negotiating a settlement agreement — but if you take this route, do it strategically. Debt collection agencies typically buy ...