Also, write template letters to use to send to creditors to start and carry out the debt settlement process. Creating templates allows you to modify the letters as needed for each client rather ...

Getting a settlement offer rejected by a debt collector can feel personal, but it's a common part of the process. Debt collectors have their own priorities, and hearing "no" today doesn't mean you ...

Learn what debt collection is, how it works, and your rights as a consumer. Discover ways to handle debt collectors effectively.

The Fair Debt Collection Practices Act (FDCPA) gives you 30 days from the initial contact to request verification. Once you send this letter, the collector must stop collection activities until ...

The Fair Debt Collection Practices Act (FDCPA) gives you 30 days from the initial contact to request verification. Once you ...

This letter should include your name, the debt amount, the delinquent account and your consumer rights regarding debt collection. It’s essential you pay close attention to the validation letter ...

I am formally requesting that you validate all notations you have submitted to the three major credit reporting agencies by {name of the collection agency or original creditor} for me, {your name ...