Getting a settlement offer rejected by a debt collector can feel personal, but it's a common part of the process. Debt collectors have their own priorities, and hearing "no" today doesn't mean you ...

Learn what debt collection is, how it works, and your rights as a consumer. Discover ways to handle debt collectors effectively.

Generally, you should send a debt validation request if you’re contacted by a collection agency and you don’t recognize the debt. Send a validation request within 30 days of receiving contact ...

Send a written cease-and-desist letter . The Fair Debt Collection Practices Act (FDCPA) gives you the right to request that debt collectors stop contacting you, and they must comply with this request.

Also, write template letters to use to send to creditors to start and carry out the debt settlement process. Creating templates allows you to modify the letters as needed for each client rather ...

The Fair Debt Collection Practices Act (FDCPA) gives you 30 days from the initial contact to request verification. Once you ...

CHARLOTTE, N.C. — Faced with the same foe, others might have folded, but Shari Spector fought one of the country's largest debt collectors and won a more than $5,000 settlement. Nearly 20,000 ...

I am formally requesting that you validate all notations you have submitted to the three major credit reporting agencies by {name of the collection agency or original creditor} for me, {your name ...

This letter should include your name, the debt amount, the delinquent account and your consumer rights regarding debt collection. It’s essential you pay close attention to the validation letter ...

Send a written cease-and-desist letter . The Fair Debt Collection Practices Act (FDCPA) gives you the right to request that debt collectors stop contacting you, and they must comply with this request.