Standard homeowners insurance does not cover flood damage, so you might need separate flood insurance, which you can get ...

While Canyon Lake saw a significant water level rise, the reservoir is still in drought conditions and the Edwards Aquifer remains far below normal.

In Ruidoso, New Mexico, years of intense wildfires scarred the mountains. Now the town is a flash flood zone with lessons for the rest of the West.

It can be difficult to understand the difference between them and what you should do when there is one in your area.