With a simple spreadsheet, businesses can track projects, manage budgets, and organize client data—all without costly subscriptions or unnecessary complexity.

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To help you get started, CNBC Select reviewed and compared a variety of free budgeting tools and we narrowed down our best picks for just about anyone: beginners, investors and small business owners.

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Microsoft Excel is a powerful spreadsheet software used for data analysis, financial modeling, and organizing information. 📊💻 ...