Whether you’re managing an annual or monthly budget, Excel’s flexibility allows you to make adjustments with just a few clicks. We also found plenty of Google Sheets budget templates.

gather key information Before you get started with our free budget spreadsheet below, you’ll need some key financial information, including: Your take-home pay, or your monthly income after taxes.

featuring a variety of income and expense categories and an auto-calculated monthly summary. Additionally, the Personal Budget Excel Spreadsheet can be a helpful supplement because it allows you ...