leaves Metro Bank with a minimal remaining unsecured personal loan book. It has not offered new personal and unsecured lending since the end of 2023 as part of its shift towards specialist lending.

As we discussed Monday, market makers attending the Consensus Hong Kong conference last week were worried the memecoin frenzy had sucked liquidity from the productive crypto sub-sectors, leaving ...

EXPERT INTERVIEW — Has the nearly eight-decade post-World War II transatlantic alliance just seen a paradigm shift, in a single week ... Access all of The Cipher Brief’s national security-focused ...

Declining leverage and a shift away from riskier plays suggest the market may be entering a new phase. What that actually entails remains to be seen. Stay alert!

CaesarJaw provides encryption and decryption functionalities using a simple shift cipher (Caesar cipher). It allows users to: Encrypt text 📝 Decrypt text 🔑 Determine the shift key 🔎 Attempt ...

Similarly, since the combination io is most frequent among the three dissident vowels in English, assume that it is represented in the cipher by OA. Therefore O = i and A = o. So far, the four ...

flatters him with praise for his “profound” book, and persuades him to write a version of The You You Are with “certain verbiage to which Innies respond more favorably,” she’s giving him ...

Researchers have linked shift work to a variety of health and sleep issues. Experts have ideas on how to prevent them. By Eric Berger When Samantha Shaw took a new job as a research technician for ...

Oops! Delete the Wrong File? Don’t Panic Yet! Ever had that sinking feeling after pressing Shift + Delete on an important file? Maybe you were cleaning up your ...

These refreshingly authentic and playful picture books celebrate the many kinds of love that can fill kids’ lives. By Travis Jonker Travis Jonker is a children’s book author and illustrator ...