As of July 20, 2025, cardholders of the will be automatically converted to this card. The is a breath of fresh air. Typically, when issuers change cards, it means increased fees and add-ons that may not work for everyone.

The new Citi Strata Elite is a very attractive travel credit card, even with its $595 annual fee, but its drawbacks might be discouraging.

The Strata Elite Card, with an annual price tag of $595, is Citi's latest foray into competitive field of premium credit cards.