Terms apply. The catch? A sizable annual fee. Families can rack up serious cash back. The annual fee is a whopper, but if you spend at least $31 a week at the supermarket, you'll cover it.

If you struggle with money — or you have a specific goal to save money going into the new year — following a budget can help ...

This is an old-school trick that has been part of Notepad for a long time but is also underused. You may have missed it ...