New bipartisan legislation has been introduced to immediately enforce an interest rate cap of 10 percent on credit cards.

If you need extra help with your credit card debt, there are a few ways to qualify for a hardship program now.

Are cash-back credit cards "worth having or not"? That's the basic question arising out of our latest draw from the Reddit mailbag. Our inquirer today, let's call him "Tim," says he's "considering ...

Closing a credit card might hurt your credit score because removing a portion of your available credit will cause your credit utilization, a key credit scoring factor, to rise. Here's what you ...

Yes, the best rewards credit cards are absolutely worth keeping in your wallet. The right card for you will reward you on everyday purchases, either in the form of cash back or travel rewards.

While the Chase Freedom Unlimited® is marketed as a cash-back credit card, it actually earns those rewards in the form of Chase Ultimate Rewards® points: 1 point per 1% cash back. You can use ...

Some common reasons your credit card might be declined include having the card’s credit limit maxed out, accidentally triggering the card’s fraud protections and even entering incorrect payment ...

When you graduate from college, your student credit card won’t change — at least not usually. Student cards don’t expire once ...

Ben is a credit cards and luxury travel writer, an immigrant with three citizenships and a husband. He speaks English, Spanish and Italian, has a background in linguistics and languages, and ...

A good way to determine if a credit card annual fee is worth paying is to compare the value of the card's rewards. The Blue Cash Preferred has an ongoing annual fee, but earns double the rewards of ...

When applying for loans and/or credit cards, lenders first look at your credit score and credit report to see your open and closed credit accounts and loans, as well as details about your payment ...

A great rewards credit card is one of the best ways to maximize every dollar you spend. Between different rewards categories, fees, redemptions, and more, rewards credit cards vary greatly.