The EMI option lets you split big payments into smaller payable sums that are payable over a fixed period of time. This article details the major factors that determine your credit card EMI ...

"Repo rate cuts by RBI are expected to bring relief to home loan borrowers, with an easing in the EMI burden. If the interest rates do come down, then the EMI would also come down on floating-rate ...

Mathematically, EMI can be calculated using the following formula: {P x R x (1+R)^N / [(1+R)^N-1]} where, P = Principal amount of the loan, R = Rate of interest and N = Number of monthly installments.

On a home loan of Rs 30 lakh taken for 20 years, if the interest rate falls from 9% to 8.75% the EMI will fall from Rs 26,992 to Rs 26551, which is a fall by Rs 480 or 1.78%. Read more about our ...

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During the initial stage of the loan, the interest part will be higher in your EMI. However, as the loan turns older, the principal part increases, and the interest part decreases. Let us take an ...

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