Among those age 65 and older, the average 401 (k) balance is $272,588. However, the median may offer a more realistic look at ...

One of the things that many workers don't understand about retirement is that you'll have to create a completely new budget.

Readers had questions about cash balance plans after a recent Journal story, and we have answers.

Retirement planning ultimately boils down to a simple equation: the more saved, the sooner financial independence becomes ...

So, what will your retirement budget look like? To create a precise plan based on your individual financial situation, you ...

As with any retirement calculation, the 25x rule is an estimate of the amount any individual or couple should save. Financial ...

You feel unhappy or miserable “A glaring sign that your approach to personal finance isn't working is if you are miserable. If you have an effective system for saving, spending ...

20% toward saving, for an emergency fund or for retirement, and debt paydown ... For example: NerdWallet's free budget spreadsheet prompts you to enter every household expense, then shows how ...

Not only does creating a budget give you a greater sense of control and awareness over your money, but it can also help you reach financial milestones, such as buying your first home. To help you ...

Track your progress Record your spending, or try tools such as budget apps or a budget spreadsheet ... investment or retirement account to match up with your paydays. If your income is irregular ...

A cheap camera doesn’t have to be an average one. We’ve put together this guide prove you can find a good camera on a budget, without making too many sacrifices. Below, you’ll find our ...

Understanding these principles can help transform retirement anxiety into peace and ensure owners maintain confidence and ...