You don't have to start from scratch and create a budget spreadsheet manually. Premade templates make budgeting easier – all you have to do is enter your numbers. Whether you’re trying to ...

According to the U.S. Small Business Administration ... Winsmark Business Solutions has a free downloadable cash flow budget worksheet. Business Owners Idea Café has an all-in-one first year ...

This makes spreadsheets a low-cost solution for businesses that don’t have the budget for more complex database systems.