FICO, the company behind the most commonly used credit scores, is rolling out two new models that include buy-now-pay-later ...

FICO will begin factoring Buy Now, Pay Later (BNPL) loans into scoring models, and consumer credit scores can suffer as a ...

The Value Gap FICO scores leave out ‘people on the margins,’ Upstart’s CEO says. Can AI make lending more inclusive — without creating bias of its own?

To allege FICO stands as a bar to home ownership is akin to saying the cost of pens and paper is a bar to attending college.

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair Isaac Corporation, the company behind the widely recognized FICO score, to ...

One credit union calls up customers who use BNPL and warns against it. A community bank scrutinizes loan applications more ...

Many consumers have been using buy now, pay later payment options like Affirm, PayPal Credit or Klarna – surveys put usage at ...

TransUnion previously reported that consumers who have recently gone delinquent on their federal student loans because of ...

A top housing finance regulator announced that Fannie Mae and Freddie Mac would allow lenders to use the traditional FICO ...

In a July 8 social media post, Federal Housing Finance Agency (FHFA) Director Bill Pulte stated that Fannie Mae and Freddie Mac (the Enterprises) ...

According to Ulzheimer, FICO was the only option before VantageScore hit the scene in 2006. FICO was also the first tri-bureau credit score, meaning it was adopted by Equifax, TransUnion and Experian.